Land of "savings and investing" is new to me. Even though I do not have any major CC debts or any other sort of debt, I have not been able to mass any wealth for "ME".
Divorce took all of what I had envisioned as an "investment". Here I am for a new beginning, a fresh start though a bit late.
I have recently started my contribution to 401k. Plan doesn't offer any macth. I thought it will lower my taxes and might just help incerase my "wealth" some what in the long run.
As for savings I have few thousands dollors saved for emergencies. I use CC when I HAVE to amd pay it in full before the due date.
I have been lurking in this site for awhile and now finally "coming out of the closet" to admit that I am an addict of the site.
Good day and a great weekend yall.
Here I am.